Effective Date: 10/06/23

Welcome to Willoughby Coaching ("Website"). By accessing or using this Website, you agree to comply with and be bound by the following terms and conditions of use. Please read these terms carefully before using our services.

1. **Acceptance of Terms:** By using this Website, you agree to be legally bound by these Terms of Use. If you do not agree with any part of these terms, please do not use the Website.

2. **Use of Services:** You may use this Website and its content solely for personal and non-commercial purposes. You agree not to use this Website for any unlawful purpose or in a way that may infringe upon the rights of others.

3. **Privacy:** Your use of this Website is also governed by our Privacy Policy, which can be found [link to Privacy Policy]. Please review this policy to understand how we collect, use, and protect your personal information.

4. **Intellectual Property:** All content and materials on this Website, including text, graphics, logos, and images, are the property of [Your Company Name] and are protected by copyright and other intellectual property laws. You may not reproduce, distribute, or use any content from this Website without our express written consent.

5. **Disclaimer:** The information and materials on this Website are provided for general informational purposes only. We do not provide medical, legal, or financial advice through this Website. Any reliance on the information provided is at your own risk.

6. **Limitation of Liability:** To the fullest extent permitted by law, we disclaim all liability for any damages, losses, or claims arising out of your use of this Website or any information provided herein. We are not responsible for any errors or omissions in the content.

7. **Third-Party Links:** This Website may contain links to third-party websites for your convenience. We do not endorse or control these third-party websites and are not responsible for their content or practices. Your use of third-party websites is at your own risk.

8. **Changes to Terms:** We reserve the right to modify or update these Terms of Use at any time without prior notice. It is your responsibility to review these terms periodically for changes.

9. **Termination:** We may terminate or suspend your access to the Website without notice and for any reason, including if we believe you have violated these Terms of Use.

10. **Governing Law:** These Terms of Use are governed by the laws of Washington, and any disputes arising from your use of this Website shall be subject to the exclusive jurisdiction of the courts in Washington.

By using this Website, you acknowledge that you have read, understood, and agreed to these Terms of Use. If you have any questions or concerns about these terms, please contact us at sue@willoughbycoaching.com.

Thank you for visiting Willoughby Coaching.